National Credit Education Month timeline
- 2009
Credit Card Act of 2009
Also known as Credit C.A.R.D., the Credit Card Act of 2009 shut down some malicious practices in the credit card industry and also required credit card companies to be more clear in their communications to consumers.
- 1968
Institution of the Consumer Credit Protection Act
An important governmental regulation was introduced in 1968 that helped protect consumers from unethical credit practices.
- 1958
Invention of the Term "Credit Rating"
Financial experts invent the concept of "Credit Ratings."
- 1520s
Appearance of the Term "Credit"
In 14th-century London, bankers and financial experts began to utilize the term "credit" to describe loan reliability.
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March is National Credit Education Month which means there is no better time to educate yourself and others on the importance of understanding the ins and outs of your credit score. Did you know that one in five Americans find errors on their credit reports and that more than 90% of home and auto insurers use credit ratings to decide who to cover and what premiums to charge? It’s for these reasons you should actively monitor your credit score as well as educate yourself on how to properly manage it. Let’s get started.
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