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Thứ Năm, 31 tháng 3, 2022

Credit Education Month 2022

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What do you know about credit? Do you know how to wisely use credit cards to improve your credit rating? Do you know what a credit rating is? Do you even know what credit is?

This month is all about learning the ins and outs of credit – what it can do for you, how you can use it, and the best way to look after your finances with it. If you’re an adult, you are likely to have access to credit; so if you aren’t aware of what it could do for you, now is the perfect time to find out.

The History of Credit Education Month

In this month, credit professionals are on a mission to teach you about credit. This is a great time to manage your finances and get on top of your incomings and outgoings, and any credit you might have. Because credit can be a difficult thing to keep on top of, this month was created to ensure that anyone who either has or might be thinking about applying for credit knows exactly what to expect.

When you think of credit, you might first think of credit cards. A credit card is a payment card which you can use to buy items, but you won’t need to pay for them right away. Depending on your credit provider, you will need to pay the amount back later – most frequently, with a small percentage put on the original price to pay to the lender.

How well you manage something like a credit card will affect your credit rating, which is a score you are given so that lenders can decide whether to lend to you or not. This will come into play if you were to apply for another credit card, or for another instance of credit such as payments on a car or a mortgage.

How to Observe Credit Education Month

Not as on track with your finances as you would like? This month, sit down and make a note of all your incomings and outgoings. Make sure to list the most important things, such as rent, and allowances for food.

If you have credit cards, it’s best to pay them off as soon as possible. If you are able to put aside money at each paycheck, use it to pay off your cards – this will improve your credit rating, and keep it in the green for when you apply for big things like a mortgage.

Get credit-savvy, and get happy!

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Why Do We Celebrate National Peanut Month?

National Peanut Month Activities

  1. Do a movie marathon

    Chuck that bag of popcorn and that tub of ice-cream and instead, binge healthy while binging on Netflix. Get your gang together and buy double peanuts for more fun.

  2. Put peanut butter to good use

    You could make delicious Tagalongs, or indulge in a good-old peanut-butter and jelly sandwich or two. While we're on the subject of making, why not get adventurous and make Nut Liquor? Legend has it that it's vodka flavored with peanut butter.

  3. Donate to food allergy and research

    Peanut allergies are one of the most common allergies around the world, and they can be fatal. Help scientists understand more about peanut allergies by donating to FARE (Food Allergy and Research Education). A little help goes a long way.

Why We Love National Peanut Month

  1. Peanuts help fight depression

    More than 3 million people in the US alone suffer from depression and related mental illnesses. Peanuts contain tryptophan, which aids the release of serotonin, a mood-enhancing hormone. The next time you are feeling low, try munching on some roasted peanuts.

  2. Peanuts are a versatile snack

    Roasted peanuts, peanut butter, peanuts in praline – there are countless ways to include peanuts in your diet. For example, try peanut oil for a healthier alternative to vegetable oils.

  3. Their name is misleading

    Despite the name, peanuts aren't nuts at all. They, in fact, belong to the legume family, and grow underground.

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Believed to be first cultivated about 8,000 years ago in Peru, peanuts pack in a lot of goodness – plenty of proteins, healthy carbs, and as many as 30 key nutrients. They are good for your heart as well as your mental health, and there are plenty of ways to use peanuts – George Washington Carver came up with 300! Given their goodness, it makes sense to have an entire month dedicated to them. Here’s to March, the National Peanut Month!

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Thứ Tư, 30 tháng 3, 2022

International Ideas Month 2022

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Some of the biggest, most impressive things in our modern world – be that huge, lumbering buildings or complex, shiny smartphones – started as an idea. Without ideas, we wouldn’t have any of the cool stuff we have in the world today.

Things that improve our health, things that keep us entertained when we are bored, things that keep us connected, things that make the morning commute a little less soul-destroying; all things which started out as a little spark in some woman or man’s mind, and brought to life for us to use today.

International ideas month is all about realizing the value of an idea, no matter how silly it might seem at first. If there’s something you have been mulling over for a while, an idea you’ve had but not really thought of making it a reality, then this month is the time to get your great idea rolling.

The History of International Ideas Month

When’s the last time you had a great idea? Was it in the shower? Did you think of it when your first woke up, then forgot what it was? Did you put all the wheels in motion in your head to get a great idea rolling, but abandoned it because you thought it just wouldn’t work?

We all have little brainwaves now and again, and sadly many of us let them be just that – brainwaves, and nothing more. Imagine all the ideas which could have really improved our lives, they the creator just never got round to realizing? This month, don’t let your ideas slip away – get them down on paper, get talking to your friends about them. Make some real waves.

How to Observe International Ideas Month

Because ideas aren’t that easy to come by but very easy to forget, this month make sure you don’t let any slip away. Put a notepad next to your bed so that when you wake up in the middle of the night or morning with a fantastic idea, scribble it down so you don’t forget.

If you tend to get some of your best ideas while you’re doing something like having a shower or you’re on the morning commute, make a pact with yourself to get that idea down as soon as possible, in your phone or on a notepad. Maybe when you come back to it later, you’ll have even more ideas on how to make it brilliant!

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