Credit Education Month 2022

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What do you know about credit? Do you know how to wisely use credit cards to improve your credit rating? Do you know what a credit rating is? Do you even know what credit is?

This month is all about learning the ins and outs of credit – what it can do for you, how you can use it, and the best way to look after your finances with it. If you’re an adult, you are likely to have access to credit; so if you aren’t aware of what it could do for you, now is the perfect time to find out.

The History of Credit Education Month

In this month, credit professionals are on a mission to teach you about credit. This is a great time to manage your finances and get on top of your incomings and outgoings, and any credit you might have. Because credit can be a difficult thing to keep on top of, this month was created to ensure that anyone who either has or might be thinking about applying for credit knows exactly what to expect.

When you think of credit, you might first think of credit cards. A credit card is a payment card which you can use to buy items, but you won’t need to pay for them right away. Depending on your credit provider, you will need to pay the amount back later – most frequently, with a small percentage put on the original price to pay to the lender.

How well you manage something like a credit card will affect your credit rating, which is a score you are given so that lenders can decide whether to lend to you or not. This will come into play if you were to apply for another credit card, or for another instance of credit such as payments on a car or a mortgage.

How to Observe Credit Education Month

Not as on track with your finances as you would like? This month, sit down and make a note of all your incomings and outgoings. Make sure to list the most important things, such as rent, and allowances for food.

If you have credit cards, it’s best to pay them off as soon as possible. If you are able to put aside money at each paycheck, use it to pay off your cards – this will improve your credit rating, and keep it in the green for when you apply for big things like a mortgage.

Get credit-savvy, and get happy!

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Multiple Sclerosis Month 2022

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Most of us never think twice about how lucky we are to be able to take a walk to the store, dance it up at a party or just have a conversation with a friend or loved one over coffee—these are just things we take for granted.

Sadly, there are many people who would give anything to be able to do any of those things independently and without pain. Many of these people have Multiple Sclerosis. March is Multiple Sclerosis Awareness Month, so let’s help those suffering from it and raise some awareness!

The History of Multiple Sclerosis Month

Multiple Sclerosis, also known simply as MS, is an autoimmune disease of the central nervous system. This disorder damages and eventually destroys the myelin, or protective covering, surrounding the nerves, causing reduced communication between the brain and nerve pathways. This in turn leads to various parts of the body—and MS can affect practically anything—not being able to work properly.

Common symptoms include overwhelming fatigue, problems with vision and/or speech, difficulty with balance and coordination, and various levels of impaired mobility. Some people also experience debilitating acute pain, go completely blind, or become paralyzed.

Multiple Sclerosis can also be the cause of chronic depression that often results in suicide. In 2010, the number of people with MS was estimated to be 2-2.5 million worldwide, but no treatment has yet been discovered that would be able to change the course of progressive MS.

March was proclaimed Multiple Sclerosis Awareness month in 2015 by New Jersey Governor Chris Christie, who encouraged both public officials and residents to organize and take part in activities and programs meant to raise awareness about the struggles of people who have this disease.

How to Celebrate Multiple Sclerosis Awareness Month

There are a few great ways to celebrate this month. Do you know someone who has Multiple Sclerosis? If so, this month is the perfect time to show you care about them, so give them a call, make them a pot of stew or just drop by their place to see if there is anything they need help with. Being disabled often makes people feel helpless, useless, and like they don’t matter anymore. But nothing makes a person feeling lonely, scared or just plain miserable feel better than knowing they haven’t been forgotten.

Last but not least, since Multiple Sclerosis Awareness Month is all about raising awareness, take some time this month to educate yourself! The National Multiple Sclerosis Society in the United States, for example, organizes different events all over the country, such as Walk MS, that you can take part in to show your support for the cause. The Multiple Sclerosis Society in Great Britain offers the opportunity to help out by doing little jobs like driving a minibus or managing a website.

If you don’t know anyone with MS, maybe you could consider donating to someone with MS who needs your help? This brave woman, for example, has been fighting the disease for over 20 years and needs help paying for the care home she will have to finally move to: https://www.gofundme.com/jbrvcn6c Remember, every dollar and every share counts!

So what are you waiting for? March is only 31 days long, and there’s so much work to be done!

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Why Do We Celebrate National Cheerleading Safety Month?

How to Observe National Cheerleading Safety Month

1. Follow the rules and guidelines

   Cheerleading rules are strict for a reason! Being sure that your team closely follows rules regarding forming pyramids, tossing, and other stunts will help to ensure athletes don’t go beyond limits of safety, keeping themselves and their teammates safe and injury-free.

2. Strengthen your muscles

   Some of the most common injuries in cheerleading include sprains and strains due to wear and tear on muscles and ligaments that are not properly strengthened and stretched. Be sure to incorporate regular stretching and strengthening routines into your practice regimen to build stamina, strength, flexibility—and of course, and reduce the likelihood of injury.

3. Get your first-aid kits ready

   Whether you’re a cheerleader, coach, or parent, being prepared for potential injuries by bringing a first aid kit to training and competitions give you the foresight and proper preparation in case something should happen. Not only is this a smart move, but it allows everyone to feel more secure and have more fun.

Why National Cheerleading Safety Month is Important

1. Cheerleading takes incredible athletic ability

   Cheering requires an incredible amount of strength, flexibility, timing and muscle memory. Making sure that cheerleaders are prepared both mentally and physically for stunts will ensure the safety and success of all team members. Encouraging and engaging in health and fitness lifestyle habits will help everyone to perform their best at practice and competition time.

2. Safety helps keep our spirits high

   Cheering is a sport of incredible athletic ability, empowerment, and unity. It gives you the chance to challenge yourself both physically and mentally, all while making great friendships and lead support and pride in your community. Not to mention, you get to jump, flip, and dance to fun music. When you cheer you’re not just an athlete—you’re a performer!

3. It prevents serious injuries

   Coaches should ensure that their cheerleaders are using proper skill progression to keep routines structured around safety. Make sure to follow the recognized safety practices (AACCA, NFHS or USASF) and develop and practice an emergency plan in case of serious practice injuries. The American Association of Cheerleading Coaches & Administrators helps educate coaches, cheerleaders, and parents on safe practices that will ensure the safety and well being of all participants!

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Ready? Okay! March is National Cheerleading Safety Month, which means there’s no better time to spread the word about cheerleading safety! Cheerleading is one of the most popular sports in the United States. First coming into fashion in the 1920s, the sport of cheerleading has evolved from a sport of community inclusion and patriotism to a revered athletic sport consisting of tumbling, acrobatics, and strength. Celebrate National Cheerleading Safety Month to ensure cheerleading continues to be the safe, supportive, and athletic sport that we love!

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