Credit Education Month 2022

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What do you know about credit? Do you know how to wisely use credit cards to improve your credit rating? Do you know what a credit rating is? Do you even know what credit is?

This month is all about learning the ins and outs of credit – what it can do for you, how you can use it, and the best way to look after your finances with it. If you’re an adult, you are likely to have access to credit; so if you aren’t aware of what it could do for you, now is the perfect time to find out.

The History of Credit Education Month

In this month, credit professionals are on a mission to teach you about credit. This is a great time to manage your finances and get on top of your incomings and outgoings, and any credit you might have. Because credit can be a difficult thing to keep on top of, this month was created to ensure that anyone who either has or might be thinking about applying for credit knows exactly what to expect.

When you think of credit, you might first think of credit cards. A credit card is a payment card which you can use to buy items, but you won’t need to pay for them right away. Depending on your credit provider, you will need to pay the amount back later – most frequently, with a small percentage put on the original price to pay to the lender.

How well you manage something like a credit card will affect your credit rating, which is a score you are given so that lenders can decide whether to lend to you or not. This will come into play if you were to apply for another credit card, or for another instance of credit such as payments on a car or a mortgage.

How to Observe Credit Education Month

Not as on track with your finances as you would like? This month, sit down and make a note of all your incomings and outgoings. Make sure to list the most important things, such as rent, and allowances for food.

If you have credit cards, it’s best to pay them off as soon as possible. If you are able to put aside money at each paycheck, use it to pay off your cards – this will improve your credit rating, and keep it in the green for when you apply for big things like a mortgage.

Get credit-savvy, and get happy!

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Craft Month 2022

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Ever since you were a kid, you’ve known that making things is fun. Paper mache monsters, fluffy pompoms made from wool, knitted jumpers, making your own decoupage boxes and decorations – and who said that fun had to stop just because you grew up? Craft Month is all about celebrating crafty little hobbies that keep you occupied on those gloomy days.

Whatever your chosen craft is – and there’s certainly plenty to choose from – make sure you celebrate it this month and get ready to get stuck into what your creativity can come up with.

The History of Craft Month

Craft month was created back in 1994 by the Craft and Hobby Association. Intended to help everyone rediscover the joy of crafting, its a month that’s all about learning new crafts, finding a new favorite handy hobby or perhaps revisiting a hobby you used to love back in the day.

In this month, crafters get together and get their hand’s dirty sticking, sewing, knitting, cutting, pasting, coloring, painting – and they are sure to tell you that there are very few better ways to explore your creativity that just letting loose and making whatever your heart tells you to.

How to Celebrate Craft Month

This is a great opportunity to start up a new hobby, tell your friends and family about one that you already have, or even introduce your kids to something crafty.

If you do have kids, get them off their game consoles and the TV by letting them get messy with glue, glitter, pipe cleaners, colored paper – make sure you stick the masterpieces up on the fridge!

Even if you don’t think you are especially artistic, there’s never any harm in giving things a go. Maybe this month, instead of buying cards for birthdays or anniversaries, channel your inner artist and make some of your own. Making your own gifts to give to friends and family is a great idea too – and always appreciated. Remember – it’s the thought that counts!

If you don’t really fancy getting crafty yourself, you could always visit your local craft markets and pick up some beautiful handmade items from local traders. Jewelry, knitwear, cards, decorations, scrapbooking equipment, sculptures, materials, customized shoes, hand-stitched clothing, homemade baked goods – there’s always something for everyone.

Be sure to share your crafty creations on social media, and use the #craftmonth hashtag so all craft fans can take a look at your handiwork!

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Women’s History Month 2022

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The large majority of ancient cultures were patriarchal, and they practiced customs that held women in low esteem and limited their freedom. Through the centuries, many courageous women have stepped forward to fight inequality and to champion causes for the benefit of society. Their work to break down barriers has allowed future generations of women to pass through without resistance. Women’s History Month honours these women.

The women’s movement of the 1960s put the spotlight on women’s issues and made it clear that historical contributions by women had been completely discounted. As historian and activist Gerda Lerner said in 1986, “When I started working on women’s history about thirty years ago, the field did not exist. People didn’t think that women had a history worth knowing.” Lerner’s pioneering work has been responsible for the introduction of Women’s Studies programs into the university education system, and remarkable contributions by amazing women are now documented as part of history.

Some suggestions for individual celebrations of Women’s History Month include:

• Read a biography about a female pioneer, perhaps Amelia Earhart, one of the first ladies of aviation, paving the way for women in the flight industry
• Watch a film about women’s movement origins and suffragettes Elizabeth Cady Stanton and Susan B. Anthony
• Volunteer or make a donation to an organisation for women’s education
• Post a link about your most-admired woman in history on Facebook

In 1975, the UN officially recognized International Women’s Day. Women’s History Week is a progression of that, and Women’s History Month is a further extension. Throughout the month, various community events, internet blog series, television presentations and entertainment specials will be staged to look back on women’s achievements, to celebrate the progress made by women around the world, and to remember that there is still work to be done.

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